Does Oyster Health cover pre-existing conditions?

If you have a medical history, our carrier’s underwriting team will look at your application and provide you with four possible results:

  • you will be eligible for Oyster Health!

  • you will be eligible for Oyster Health at a higher premium, or you can exclude your pre-existing condition;

  • the insurer may contact you for additional details;

  • your application for coverage may be denied.

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