Are pre-existing conditions covered?

David Oragui
David Oragui
  • Updated

If you have a medical history, our carrier’s underwriting team will look at your application and provide you with four possible results:

  • you will be eligible for benefits offered by Oyster

  • you will be eligible for benefits offered by Oyster at a higher premium, or you can exclude your pre-existing condition

  • the insurer may contact you for additional details

  • your application for coverage may be denied